WellPoint's Total Rewards Package

Our associates want more than a paycheck. They want a chance to excel, move ahead, and do better for themselves and their families. But most of all, they want benefits that support their quality of life, their goals and their future.

As an employer, we want to maximize our associates' satisfaction and performance.

At WellPoint, we've succeeded in creating a benefits program that not only meets the needs of associates, but also drives company results - and all at the right cost.

Total Rewards is a comprehensive program of benefits that provides the ultimate combination of flexibility, choice and affordability. Specific aspects of the package include:

Career Development
Financial Future
Recognition

Career Development

At WellPoint, we believe people should never stop learning and growing, and that they should be applauded for the successes they achieve. That's why we support our associates with a dynamic variety of Career Development benefits, including:

• Tuition Assistance - Up to $5,000 in tax-free reimbursement each year to cover the cost of tuition, required fees, and textbooks at an accredited institution.
• Certification Awards - To recognize certain certification achievements, we may reward your efforts with a monetary award.
• Service Recognition Awards - We celebrate your commitment to the company by offering service awards at five-year milestones and upon retirement.
• Learning and Development - At WellPoint, we know that development is a business imperative and understand it is key to our ongoing success. That's why we provide associates a wide variety of flexible development opportunities, such as online, on-demand resources, instructor-led workshops, and on-the-job training.

The information presented here is a general summary. When a conflict arises between this general summary and plan documents, the plan document will prevail. WellPoint reserves the right to amend or terminate its benefit plans at any time.

Financial Future

At WellPoint, we believe in creating shared success with our associates. That's why we provide a variety of benefits designed to help you plan for your financial future and achieve your personal and professional goals, including:

• 401(k) Retirement Savings Plan - 100% company match after one year of service, on first 6% of associate contributions.
• Employee Stock Purchase Plan - Quarterly WellPoint stock offerings with a discount of 15%.
• Retiree Medical Spending Account (RMSA) - After age 40, the company contributes money each year to an RMSA, which will grow with interest. Upon retirement, you have access to the money in this account to help pay for your retiree health care premiums (medical, dental and vision).
• Life Insurance - Associate, spouse/domestic partner, and/or child(ren) coverage
• Long-term Disability
• Financial Education

The information presented here is a general summary. When a conflict arises between this general summary and plan documents, the plan document will prevail. WellPoint reserves the right to amend or terminate its benefit plans at any time.

Recognition

At WellPoint, we believe that hard work, perseverance and success should be rewarded. That's why we provide a compensation package that recognizes the skills and contributions each associate brings to our organization. Featuring competitive salaries and incentives for exceptional performance, our associate recognition benefits include:

• Base Pay - Our base compensation system is market-driven and built to differentiate among individuals based on performance and competencies.
• Merit Increases - Base pay merit increases are determined by your performance and pay relative to market data.
• Annual Incentive Plan (AIP) - The company offers an AIP when the company does well and we meet or exceed our objectives. The target incentive opportunity is highly competitive and ranges from 5% to 35% of eligible earnings based on your job level. Actual payouts can be as much as two times the target in a given year when the company and your work group achieve superior performance levels.

The information presented here is a general summary. When a conflict arises between this general summary and plan documents, the plan document will prevail. WellPoint reserves the right to amend or terminate its benefit plans at any time.